Privacy Policy

HomeConstructionCapital.com (this “Site") is owned and operated by Discover Media, LLC ("Discover Media, LLC”, “Home Construction Capital” or “we"). This Privacy Policy provides information about Home Construction Capital’s collection and use of certain information, including Personally identifiable Information, about its users obtained by Home Construction Capital via this Site only. “Personally Identifiable Information” is specific information about users that enables Home Construction Capital to identify you, such as your name, e-mail address and/or home address.

BEFORE UTILIZING THIS SITE, BROWSING THIS SITE, SUBMITTING ANY INFORMATION VIA THIS SITE AND/OR USING ANY SERVICES AVAILABLE THROUGH THIS SITE, PLEASE READ ALL OF THIS PRIVACY POLICY AND THE HOME CONSTRUCTION CAPITAL.COM USER AGREEMENT ("AGREEMENT") CAREFULLY. BY ACCESSING ANY AREAS OF THIS SITE, USERS ("USERS" OR “YOU") AGREE TO BE LEGALLY BOUND AND TO ABIDE BY THE TERMS AND CONDITIONS OF THE AGREEMENT AND THIS PRIVACY POLICY.
We are committed to working to protect the privacy and security of the information we may gather about you, and we will endeavor to use and share that information carefully and sensibly.

A SPECIAL NOTE ABOUT CHILDREN
This Site is not designed or intended for use by children under 18 years of age.  If we discover that we have inadvertently gathered any such information from a child under 18 years of age, we will take appropriate steps to delete it.

HOW INFORMATION IS COLLECTED
The information we learn from Users helps us personalize and continually improve this Site. Below are the general types of information we gather.
Information You Give Us
In general, you may visit this Site without providing any Personally Identifiable Information about yourself, except as otherwise stated, unless you choose to provide such information. For example, you are not required to but you may choose to provide us with Personally Identifiable Information if you submit questions or comments, answer or respond to surveys or reviews, save your products or research, utilize certain on-line services or participate in certain online activities.
Information Gathered Automatically
0We receive and store certain types of information whenever you interact with us. For example, like many Web sites, we use “cookies” to obtain certain types of information when your Web browser accesses this Site.
Briefly, “cookies” are small files that we transfer to your computer’s hard drive or your Web browser memory to enable our systems to recognize your browser and to provide convenience and other features to you.
Examples of the information we collect and analyze in this manner include the Internet protocol (IP) address used to connect your computer to the Internet; computer and connection information such as browser type and version, operating system, and platform; cookie number; your activities on our Site and related services, including the products and/or services you view or search for, as well as the URL you come from and go to next (whether this URL is on our site or not); and products and/or research you have chosen to save.

You are always free to decline our cookies if your browser permits, although, in that case, you may not be able to use certain features or services on the Site.

HOW INFORMATION IS USED
Information that is collected about Users via this Site, including Personally Identifiable Information, is generally used for such purposes as customizing the Site; improving our services; providing you with the features or services requested; and communicating with you if you have authorized such communication. From time to time, Home Construction Capital may contact you to request feedback on your experience using the Site or to offer special savings or promotions. Aggregate information about Users may be used to perform certain analysis on Users of the Site.

HOW INFORMATION IS SHARED
In an effort to serve you better and improve your online experiences, we may share information, including Personally Identifiable Information, in a responsible manner as described below.
Agents and Vendors
From time to time, we employ other companies and individuals to perform various functions on our behalf. Examples include sending postal mail and e-mail, analyzing user data and providing other data and services. In such instances, these companies and individuals may have access to information about you that is needed to perform their functions.
Business Transactions
As we continue to develop our business, we may participate in corporate transactions, such as mergers and acquisitions, and it is possible that another company may acquire Home Construction Capital or its business assets in the future. In such cases, User information may be shared with the acquirer and/or other parties involved in those transactions.
Third Parties
Except as otherwise provided, individual Personally Identifiable Information is not sold to third parties. Information in the aggregate, that does not identify any specific person, may, however, be sold to third parties.
Protection of Home Construction Capital and Others
Information about you may be released to third parties, to protect against or investigate fraud or other potentially harmful or illegal activities, if required by law and/or to establish or exercise our legal rights or defend against claims.
With Your Consent
Other than as described above, with your consent at the time you submit information to us, we may also share this information with additional third parties. Once we share information with your consent with a third party, the use and protection of that information by the third party will be subject to the privacy policies of that party. You may opt-out of such sharing of your information by declining to provide it or by sending a subsequent opt-out request to info (at) Home Construction Capital (dot) com or by postal mail at the address below; however, opting-out may limit our ability to provide you with a specific service or feature.

HOW INFORMATION IS PROTECTED
The safeguarding of Personally Identifiable Information is important to Home Construction Capital. To help prevent unauthorized access and maintain data accuracy we will employ reasonable and current Internet security methods and technologies. The Personally Identifiable Information you provide to us is stored in an environment that is designed to be secure. We use a secure server hosting location, firewall protection, controlled access and encryption technology to protect Personally Identifiable Information. While no system is completely foolproof, we take security very seriously, and our security measures are designed to protect information in a responsible manner.

YOUR CHOICES
As discussed above, you can always choose not to provide Personally Identifiable Information, although not providing such information might prevent us from personalizing our site for you or prevent you from taking advantage of certain useful features.

You may request Personally Identifiable Information to be deleted from certain files at any time by contacting info (at) Home Construction Capital (dot) com . We will, however, retain information you have requested us to delete in some circumstances, such as to resolve disputes, troubleshoot problems and enforce our Agreement. Furthermore, such information is never completely removed from all of our databases due to technical and legal constraints, including stored “back up” systems.

E-MAIL POLICIES
From time to time, Home Construction Capital may send newsletters and other e-mail to Users who have agreed to be contacted by Home Construction Capital. You can always choose not to receive certain types of e-mail from Home Construction Capital. Each of our e-mail messages contains instructions on how you may unsubscribe from receiving such e-mails.

PRIVACY QUESTIONS
If you have any questions or concerns about privacy at Home Construction Capital, please contact us at the addresses listed below. We will do our best try to answer your questions or otherwise resolve the matter to your satisfaction.

REVISIONS
Home Construction Capital reserves the right, in its sole discretion, to amend this Privacy Policy at any time by posting the amended terms on this Site. The amended terms shall be effective from and after the date that they are posted on the Site.

HOW TO CONTACT US
Should you have any questions, concerns or comments please e-mail us at info (at) Home Construction Capital (dot) com or send postal mail to: Discover Media, LLC, 585 Colonial Park Drive, Suite 301, Roswell, GA

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About Us

Vision and Mission Statement

Many people spend hours on search engines, and the telephone, wading through construction loan information and interviewing loan officers that have no idea about construction loans. Often customers will become frustrated with process of finding a construction loan. Home Construction Capital’s mission is to connect the right lending source to the right project and eliminate the amount of unnecessary searching consumers do.

Professional Service

People will always be the heart of the construction industry. Technologies like the Internet can never replace the role of a qualified loan officer in the personal and qualitative process of construction financing . What these technologies can do is make this process quicker, more efficient, and cheaper for consumers.

Home Construction Capital has teamed up with the nations best lenders to provide you the best selection of construction loans. No matter if you are looking for a construction loan, lot or land loan, owner builder loan, or a builder needing development financing, Home Construction Capital has the partners to make your dream a reality.

Home Construction Capital’s partners are pre-screened for construction loan experience and construction loan product mix to determine if they can provide the level of service necessary for today’s construction loan customer. Our partners take a proactive role, staying in close contact to ensure you receive the support necessary to successfully get your project moving. Every Home Construction Capital partner is experienced in construction loans and have true construction loan experience.

Solutions-Based Approach

We recognize that individual banks may not have the best program for all situations.  It is in your best interest to have a broader selection of loan products to ensure the loan you obtain is right for your construction project. Our business acumen and partnerships help set us apart from the ever-growing competition by offering you real solutions to customer needs.

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Terms Of Use

Welcome to HomeConstructionCapital.com, owned and operated by Discover Media, LLC. By using this website, you accept the terms of this Visitor Agreement. This is a legally binding agreement between you and HomeConstructionCapital.com; please read it carefully.

General Provisions

HomeConstructionCapital.com respects your privacy. Please take a moment to review our privacy policy.

The Web is an evolving medium. HomeConstructionCapital.com may change the terms of this agreement from time to time. By continuing to use this website following our posting of such changes, you agree to be bound by this agreement, as modified. HomeConstructionCapital.com may change, restrict access to, suspend, or discontinue this website, or any portion of this website, at any time.

The material that appears on HomeConstructionCapital.com is for informational purposes only. Despite our efforts to provide useful and accurate information, errors may appear from time to time. Before purchasing goods or services you should confirm with the vendor any information that is important to your purchasing decision.  HomeConstructionCapital.com is not responsible for, and does not guarantee the performance of, any such goods or services.

Truth in Lending

HomeConstructionCapital.com is a loan product listing and information service that brings together customers and providers of loans. HomeConstructionCapital.com is not a lender or broker.  When you choose to submit your information to HomeConstructionCapital.com your information will be sent to a participating partner who specializes in handling your request.  HomeConstructionCapital.com will not be held liable for any products, services or information obtained as a result of visiting this website.  This website contains no offer, promise or guarantee that a specific loan will result from visiting or submitting your information for inquiry or participating partners will make any loan for any purpose or on any specific terms.  HomeConstructionCapital.com does not endorse, warrant or guarantee service or products of any participating partner, lender or broker.  Participating partners, lenders and brokers are responsible for keeping your information secure and correct once in their possession.

HomeConstructionCapital.com does not guarantee and makes no representations of any rates, points and loan programs posted nor will guarantee or be held liable for any product or service obtained as a result of visiting this website including, without limitation, agent referrals, loan recommendations, application, approval, pre-qualification, loan or interest rate analysis, .  Any and all information is subject to change without notice. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. HomeConstructionCapital.com is not responsible or liable for any loan products including, without limitation, any

Links to Other Sites

For your convenience, we make available a variety of links to other websites that we don’t operate where you can obtain home building and construction related products and services, including insurance, warranties, financing and inspection services. Although we encourage you to consult such websites, we cannot guarantee the prices, terms, quality, reliability or performance of the products or services provided by these vendors. HomeConstructionCapital.com is not responsible for the products or services these vendors provide. You release HomeConstructionCapital.com and its affiliates from any damages that you may incur, and agree not to assert any claims against them, arising from your purchase or use of third-party supplied products and services.

We do not co-sponsor, operate, endorse or guarantee any advertiser sweepstakes or contest offer that may be promoted from time to time on our site, or that may be accessible through a link from our site, and you release HomeConstructionCapital.com and its affiliates from any damages that you may incur, and agree not to assert any claims against them, arising from your entry, participation or acceptance of any prize in any such sweepstakes or contest offer.

Ownership and Permissions

HomeConstructionCapital.com is made available for your personal, non-commercial use only. The materials on this site are the property of HomeConstructionCapital.com or its licensors, and are protected by U.S. copyright laws, other copyright laws, and international conventions. Except as explicitly provided in this agreement, you may not distribute, transmit, display, reproduce, modify, create derivative works from, or otherwise exploit any of the materials on this site. You may display and occasionally print a single copy of any page on the site for your personal, non-commercial use, but you may not otherwise reproduce any material appearing on this site without the prior written consent of the owner. You may not store any significant portion of, nor distribute copies of, materials found on this site, in any form (including electronic form), without prior written permission from the owner. Requests for permission to reproduce or distribute materials found on HomeConstructionCapital.com should be sent to, Discover Media, LLC, 585 Colonial Park Drive, Suite 301, Roswell, GA 30071.

You are free to establish a hypertext link to this site so long as the link does not state or imply any endorsement or sponsorship of you, your company, or your site by HomeConstructionCapital.com or any of its affiliates. However, without the prior written permission of HomeConstructionCapital.com, you may not frame any of the content of HomeConstructionCapital.com, nor incorporate into another website or other service any intellectual property of HomeConstructionCapital.com or its licensors. Requests for permission to frame our content may be sent to the address above.

You will not use HomeConstructionCapital.com to violate the copyright, trademark, or other intellectual property rights of any person or other entity. By submitting material to HomeConstructionCapital.com, you are representing that you are the owner of the material, or are making your submission with the explicit consent of the owner. By submitting material to HomeConstructionCapital.com you are permanently granting HomeConstructionCapital.com all rights to the material, including the right to modify the material, to display and distribute the material and otherwise use it commercially, and to maintain the material in an archive.

Disclaimer of Warranties, Limitation of Liability, and Indemnification

IF YOU RELY ON THIS WEBSITE OR ANY INFORMATION, PRODUCT OR SERVICE AVAILABLE THROUGH THIS WEBSITE, YOU DO SO AT YOUR OWN RISK. YOU UNDERSTAND THAT THERE MAY BE DELAYS, OMISSIONS, INTERRUPTIONS, INACCURACIES, AND/OR OTHER PROBLEMS WITH THE INFORMATION, PRODUCTS, AND SERVICES PUBLISHED ON OR PROMOTED OVER THIS SITE. THIS WEBSITE IS PROVIDED TO YOU “AS IS.” HOMECONSTRUCTIONCAPITAL.COM AND ITS AFFILIATES, AGENTS AND LICENSORS, CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, NONINFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE INFORMATION AVAILABLE THROUGH THIS WEBSITE (OR ANY INFORMATION, GOODS OR SERVICES THAT ARE REFERRED TO, ADVERTISED OR PROMOTED ON, OR SOLD THROUGH THIS WEBSITE). NOR DO WE OR THEY GUARANTEE THAT THE WEBSITE WILL BE ERROR FREE, OR CONTINUOUSLY AVAILABLE, OR THAT THE WEBSITE WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

UNDER NO CIRCUMSTANCES WILL HOMECONSTRUCTIONCAPITAL.COM OR ITS AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES, ARISING OUT OF YOUR USE OF THIS WEBSITE OR ANY PRODUCT OR SERVICE LINKED TO FROM OR ADVERTISED OR PROMOTED ON THIS WEBSITE, INCLUDING, WITHOUT LIMITATION, CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT, PUNITIVE, EXEMPLARY, OR OTHER DAMAGES OF ANY KIND (INCLUDING LOST REVENUES OR PROFITS, LOSS OF BUSINESS OR LOSS OF DATA), EVEN IF WE ARE ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES. YOU AGREE THAT THE LIABILITY OF HOMECONSTRUCTIONCAPITAL.COM AND ITS AFFILIATES, AGENTS AND LICENSORS, IF ANY, ARISING OUT OF ANY KIND OF LEGAL CLAIM ARISING OUT OF OR OTHERWISE RELATED TO THIS WEBSITE WILL NOT EXCEED THE AMOUNT YOU PAID, IF ANY, FOR THE USE OF THE WEBSITE OUT OF WHICH SUCH LIABILITY ALLEGEDLY ARISES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SOME OF THESE LIMITATIONS MAY NOT APPLY TO YOU. YOU AGREE TO INDEMNIFY AND HOLD HARMLESS HOMECONSTRUCTIONCAPITAL.COM, ITS EMPLOYEES, OWNERS, REPRESENTATIVES, AND LICENSEES AGAINST ANY AND ALL CLAIMS, OF WHATEVER NATURE, THAT ARISE OUT OF SUBMITTING YOUR INFORMATION.

Registration

To obtain access to certain HomeConstructionCapital.com services, you will be given an opportunity to register a project with HomeConstructionCapital.com. As part of the registration process, you will submit information pertaining to your construction project or real estate transaction. You agree that the information you supply during that registration process will be accurate and complete and that you will not register under the name of, nor attempt to enter the service under the name of, another person. We reserve the right to disallow use of user names that we deem offensive or inappropriate. You will be responsible for preserving the confidentiality of your password and for all actions of persons accessing HomeConstructionCapital.com through any username/password assigned to you. You will notify HomeConstructionCapital.com of any known or suspected unauthorized use of your account.

Partners

HomeConstructionCapital.com offers marketing packages, with combinations of features that vary by market area. Please see “Contact Us” for inquiry.

Miscellaneous

No spamming or data scraping. This Visitor Agreement has been made in, and will be construed in accordance with the laws of, the State of Georgia. By using this website, you consent to the exclusive jurisdiction and venue of the state and federal courts in Gwinnett County, Georgia in all disputes arising out of or relating to this Agreement or use of this website.

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